{"id":268964,"date":"2019-01-26T20:45:41","date_gmt":"2019-01-26T19:45:41","guid":{"rendered":"https:\/\/hashtag.al\/?p=268964"},"modified":"2019-01-26T20:43:29","modified_gmt":"2019-01-26T19:43:29","slug":"tre-teknologjite-qe-po-ndryshojne-sektorin-bankar","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2019\/01\/26\/tre-teknologjite-qe-po-ndryshojne-sektorin-bankar\/","title":{"rendered":"Tre teknologjit\u00eb q\u00eb po ndryshojn\u00eb sektorin bankar","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-268965\" src=\"https:\/\/hashtag.al\/wp-content\/uploads\/2019\/01\/fintech.jpg\" alt=\"\" width=\"6000\" height=\"3500\" srcset=\"https:\/\/www.hashtag.al\/wp-content\/uploads\/2019\/01\/fintech.jpg 6000w, https:\/\/www.hashtag.al\/wp-content\/uploads\/2019\/01\/fintech-300x175.jpg 300w, https:\/\/www.hashtag.al\/wp-content\/uploads\/2019\/01\/fintech-768x448.jpg 768w, https:\/\/www.hashtag.al\/wp-content\/uploads\/2019\/01\/fintech-1024x597.jpg 1024w\" sizes=\"auto, (max-width: 6000px) 100vw, 6000px\" \/><\/p>\n<p>Ka marr\u00ebveshje t\u00eb p\u00ebrgjithshme brenda institucioneve financiare se digjitalizimi po i transformon industrit\u00eb e tyre n\u00eb m\u00ebnyra themelore, por shum\u00eb prej tyre ende duhet t\u00eb kuptojn\u00eb shkall\u00ebn dhe thell\u00ebsin\u00eb e k\u00ebtyre ndryshimeve. Teknologjit\u00eb n\u00eb zhvillim e sotme jo vet\u00ebm q\u00eb do t\u00eb shpejtojn\u00eb transaksionet dhe do t\u00eb zvog\u00eblojn\u00eb koston e tyre p\u00ebrmes automatizimit. Ata gjithashtu do t\u00eb b\u00ebjn\u00eb nj\u00eb ristrukturim t\u00eb r\u00ebnd\u00ebsish\u00ebm t\u00eb t\u00eb gjith\u00eb sektorit financiar, do t\u00eb ndryshojn\u00eb balanc\u00ebn e fuqis\u00eb mes lojtar\u00ebve t\u00eb vendosur dhe t\u00eb ardhurve, dhe do t\u00eb ndryshojn\u00eb m\u00ebnyr\u00ebn se si njer\u00ebzit e zakonsh\u00ebm menaxhojn\u00eb dhe shpenzojn\u00eb parat\u00eb e tyre.<\/p>\n<p>Tre teknologji do t\u00eb luajn\u00eb rol ve\u00e7an\u00ebrisht ndikues n\u00eb k\u00ebt\u00eb transformim.<\/p>\n<p><strong>P\u00ebrparimi i Inteligjenc\u00ebs Artificiale (AI)<\/strong><\/p>\n<p>Revolucioni i sjell\u00eb nga AI do t&#8217;i mund\u00ebsoj\u00eb organizatave t\u00eb sh\u00ebrbimeve financiare t\u00eb parashikojn\u00eb m\u00eb mir\u00eb nevojat e tyre p\u00ebr konsumator\u00eb dhe t\u00eb ofrojn\u00eb nivele t\u00eb pap\u00ebrfshira t\u00eb personalizimit. Shumica e sektor\u00ebve, duke p\u00ebrfshir\u00eb sh\u00ebrbimet financiare, kan\u00eb njohur se aplikacionet e gatshme p\u00ebr AI jan\u00eb duke u b\u00ebr\u00eb pjes\u00eb e zakonshme dhe se ato ndihmojn\u00eb n\u00eb p\u00ebrshpejtimin e iniciativave t\u00eb transformimit digjital.<\/p>\n<p>AI mund t\u00eb parashikoj\u00eb rezultate me nj\u00eb shkall\u00eb t\u00eb lart\u00eb t\u00eb sakt\u00ebsis\u00eb, duke hapur mund\u00ebsi t\u00eb reja n\u00eb shum\u00eb fusha. N\u00eb hap\u00ebsir\u00ebn e huadh\u00ebnies, p\u00ebr shembull, aplikacionet e biznesit me platforma t\u00eb inteligjenc\u00ebs t\u00eb bazuara n\u00eb t\u00eb dh\u00ebna, t\u00eb mund\u00ebsuara nga t\u00eb m\u00ebsuarit e avancuar t\u00eb makin\u00ebs, po i ndihmojn\u00eb organizatat t\u00eb ulin normat e delikuenc\u00ebs, t\u00eb rrisin rikuperimin dhe t\u00eb p\u00ebrmir\u00ebsojn\u00eb efikasitetin operacional.<\/p>\n<p><strong>P\u00ebrfitimet nga Blockchain<\/strong><\/p>\n<p>Blockchain ka dal\u00eb si nj\u00eb m\u00ebnyr\u00eb alternative alternative p\u00ebr pagesat, pastrimin dhe shlyerjen e transaksioneve dhe shum\u00eb funksione t\u00eb tjera financiare. Detajet e teknologjis\u00eb blockchain jan\u00eb disi komplekse, por p\u00ebrfitimet p\u00ebr tregjet financiare jan\u00eb shum\u00eb t\u00eb qarta:<\/p>\n<ul>\n<li>Pand\u00ebrmjet\u00ebsim &#8211; Nuk ka nd\u00ebrmjet\u00ebs n\u00eb nj\u00eb rrjet blockchain, dhe eliminimi i nd\u00ebrmjet\u00ebsve p\u00ebrb\u00ebn nj\u00eb sfid\u00eb t\u00eb v\u00ebrtet\u00eb p\u00ebr shum\u00eb biznese t\u00eb themeluara.<\/li>\n<li>Transparenca &#8211; \u00c7do pjes\u00ebmarr\u00ebs n\u00eb nj\u00eb rrjet blockchain ka shikueshm\u00ebri n\u00eb koh\u00eb reale p\u00ebr \u00e7do transaksion, q\u00eb do t\u00eb thot\u00eb q\u00eb pal\u00ebt q\u00eb nuk i besojn\u00eb nj\u00ebri-tjetrit, mund t\u00eb ndjehen t\u00eb sigurt duke b\u00ebr\u00eb biznes.<\/li>\n<li>Siguria &#8211; \u00c7do transaksion \u00ebsht\u00eb i mbrojtur n\u00eb m\u00ebnyr\u00eb kriptografike.<\/li>\n<li>Pa hackueshm\u00ebria &#8211; Nd\u00ebrkoh\u00eb q\u00eb nuk ka sistem q\u00eb nuk mund t\u00eb hackohet, bllokada vjen shum\u00eb af\u00ebr.<\/li>\n<li>Automatizimi &#8211; Blockchain ka nj\u00eb tjet\u00ebr tipar t\u00eb r\u00ebnd\u00ebsish\u00ebm t\u00eb quajtur kontratat e zgjuara. Kontratat e zgjuara kryesisht nd\u00ebrmarrin veprime kur plot\u00ebsohen disa kushte. Ky funksion mund t\u00eb p\u00ebrdoret p\u00ebr t\u00eb automatizuar proceset si\u00e7 jan\u00eb p\u00ebrpunimi i k\u00ebrkesave t\u00eb sigurimit, p\u00ebrmbushja e porosis\u00eb digjitale dhe shum\u00eb, shum\u00eb m\u00eb tep\u00ebr.<\/li>\n<\/ul>\n<p><strong>P\u00ebrhapja e kompjuterit n\u00eb cloud<\/strong><\/p>\n<p>Nd\u00ebrsa teknologjia e re zhvillohet dhe b\u00ebhet m\u00eb e sofistikuar, roli i saj n\u00eb sektorin financiar gjithashtu evoluon nga nj\u00eb nd\u00ebrprer\u00ebs i kostos p\u00ebr sistemet periferike si HR, prokurimi dhe llogarit\u00eb e ark\u00ebtueshme p\u00ebr nj\u00eb aktivizues biznesi q\u00eb mund t\u00eb sjell\u00eb fleksibilitet dhe inovacion n\u00eb sistemet tradicionale t\u00eb premisave. DBS Bank, banka m\u00eb e madhe n\u00eb Azin\u00eb Juglindore, \u00ebsht\u00eb nj\u00eb rast i r\u00ebnd\u00ebsish\u00ebm. Banka ka l\u00ebvizur pothuajse 50% t\u00eb ngarkes\u00ebs s\u00eb pun\u00ebs s\u00eb saj n\u00eb cloud.<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>Ka marr\u00ebveshje t\u00eb p\u00ebrgjithshme brenda institucioneve financiare se digjitalizimi po i transformon industrit\u00eb e tyre n\u00eb m\u00ebnyra themelore, por shum\u00eb prej tyre ende duhet t\u00eb kuptojn\u00eb shkall\u00ebn dhe thell\u00ebsin\u00eb e k\u00ebtyre ndryshimeve. Teknologjit\u00eb n\u00eb zhvillim e sotme jo vet\u00ebm q\u00eb do t\u00eb shpejtojn\u00eb transaksionet dhe do t\u00eb zvog\u00eblojn\u00eb koston e tyre p\u00ebrmes automatizimit. Ata gjithashtu [&hellip;]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":32,"featured_media":268965,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53,13],"tags":[],"class_list":["post-268964","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fast-foodi","category-te-fundit"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/268964","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=268964"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/268964\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media\/268965"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=268964"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=268964"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=268964"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}