{"id":242900,"date":"2018-10-19T16:12:42","date_gmt":"2018-10-19T14:12:42","guid":{"rendered":"https:\/\/hashtag.al\/?p=242900"},"modified":"2018-10-19T16:13:00","modified_gmt":"2018-10-19T14:13:00","slug":"familjet-shqiptare-te-prirura-per-kursim-vetem-17-te-te-ardhurave-shtese-i-cojne-ne-konsum","status":"publish","type":"post","link":"https:\/\/www.hashtag.al\/index.php\/2018\/10\/19\/familjet-shqiptare-te-prirura-per-kursim-vetem-17-te-te-ardhurave-shtese-i-cojne-ne-konsum\/","title":{"rendered":"Familjet shqiptare t\u00eb prirura p\u00ebr kursim, vet\u00ebm 17% te t\u00eb ardhurave shtes\u00eb i \u00e7ojn\u00eb n\u00eb konsum","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-224113\" src=\"https:\/\/hashtag.al\/wp-content\/uploads\/2018\/08\/popullsia.jpg\" alt=\"\" width=\"1023\" height=\"575\" \/><\/div>\n<div id=\"pershkrimi-fotos\">Af\u00ebrisht 20 p\u00ebr qind e \u00e7do t\u00eb ardhure t\u00eb shtuar n\u00eb familjet shqiptare shkon n\u00eb konsum. Nj\u00eb studim i ekspert\u00ebve Elona Dushku, Ola \u00c7ami n\u00eb Bank\u00ebn s\u00eb Shqip\u00ebris\u00eb\u00a0 n\u00eb lidhje me p\u00ebrgjigjen e konsumit t\u00eb familjeve shqiptare ndaj ndryshimeve n\u00eb t\u00eb ardhura tregojn\u00eb nj\u00eb lidhje pozitive\u00a0 midis rritjes se t\u00eb ardhurave, vler\u00ebs s\u00eb sht\u00ebpis\u00eb dhe konsumit.<\/div>\n<\/div>\n<p>Duke analizuar t\u00eb dh\u00ebnat e anket\u00ebs s\u00eb buxhetit t\u00eb familjeve p\u00ebr disa vite rresht, ekspert\u00ebt e Bank\u00ebs v\u00ebrtetuan se n\u00eb \u00e7do 1 lek\u00eb t\u00eb rritjes s\u00eb t\u00eb ardhurave, familjet shqiptare e rrisin konsumin<\/p>\n<p>me 0.17 lek\u00eb dhe se 1 lek\u00eb shtes\u00eb e vler\u00ebs s\u00eb sht\u00ebpis\u00eb e rrit konsumin e tyre me\u00a0 0.01 lek\u00eb. Pra rreth 17 p\u00ebr qind e t\u00eb ardhurave shtes\u00eb shkojn\u00eb n\u00eb konsum, nd\u00ebrsa \u00e7do nj\u00eb lek\u00eb t\u00eb shtuar n\u00eb vler\u00ebs e sht\u00ebpis\u00eb 0,1 % shkon p\u00ebr rritje t\u00eb konsumit.<\/p>\n<p>Vler\u00ebsimet e marra ndaj totalit t\u00eb ardhurave tregon se familjet shqiptare nuk e ndryshojn\u00eb apo e axhustojn\u00eb shum\u00eb nivelin e konsumit t\u00eb tyre ndaj ndryshimeve t\u00eb t\u00eb ardhurave.<\/p>\n<p>Ekspert\u00ebt e BSH pohojn\u00eb se nj\u00eb nd\u00ebr arsyet ka t\u00eb b\u00ebj\u00eb me faktin q\u00eb familjet, duke qen\u00eb t\u00eb pasigurta p\u00ebr nivelin e t\u00eb ardhurave t\u00eb tyre, preferojn\u00eb m\u00eb s\u00eb shumti t\u2019i kursejn\u00eb parat\u00eb shtes\u00eb se sa t\u2019i konsumojn\u00eb ato.<\/p>\n<p>Kjo vjen edhe sepse niveli i t\u00eb ardhurave t\u00eb familjeve shqiptare \u00ebsht\u00eb relativisht i ul\u00ebt, si dhe v\u00ebrehet nj\u00eb nivel i lart\u00eb heterogjeniteti midis familjeve.<\/p>\n<p>Nga ana tjet\u00ebr, vlera e ul\u00ebt e konsumit ndaj ndryshimit t\u00eb vler\u00ebs s\u00eb sht\u00ebpis\u00eb tregon q\u00eb jo t\u00eb gjith\u00eb konsumator\u00ebt mund ta ndryshojn\u00eb, ta rrisin apo ta ulin konsumin n\u00eb p\u00ebrgjigje t\u00eb ndryshimeve t\u00eb vler\u00ebs s\u00eb sht\u00ebpis\u00eb. N\u00eb gjykimin ekspert\u00ebve t\u00eb BSH-s\u00eb, kjo vjen p\u00ebr shkak se pjesa m\u00eb e madhe e pronar\u00ebve t\u00eb sht\u00ebpive presin q\u00eb t\u00eb q\u00ebndrojn\u00eb n\u00eb at\u00eb sht\u00ebpi p\u00ebr nj\u00eb koh\u00eb t\u00eb gjat\u00eb, dhe kjo i b\u00ebn ata indiferent\u00eb ndaj ndryshimeve t\u00eb \u00e7mimit t\u00eb sht\u00ebpis\u00eb apo t\u00eb \u00e7mimit t\u00eb qiras\u00eb.<\/p>\n<p>Rezultatet kan\u00eb evidentuar se individ\u00ebt e moshuar reagojn\u00eb m\u00eb shum\u00eb ndaj goditjeve t\u00eb pasuris\u00eb, pasi atyre u ka mbetur nj\u00eb periudh\u00eb m\u00eb e shkurt\u00ebr kohe p\u00ebr t\u00eb shpenzuar apo konsumuar pasurin\u00eb e re t\u00eb akumuluar. Rezultatet tregojn\u00eb se kryefamiljar\u00ebt me mosh\u00eb t\u00eb re kan\u00eb nj\u00eb konsum m\u00eb t\u00eb lart\u00eb ndaj t\u00eb ardhurave shtes\u00eb se sa vler\u00ebs s\u00eb sht\u00ebpis\u00eb.<\/p>\n<p>Duke p\u00ebrdorur t\u00eb dh\u00ebnat individuale t\u00eb 17,000 familjeve nga Anketa e Nivelit t\u00eb Jetes\u00ebs gjat\u00eb 4 anketave n\u00eb periudha t\u00eb ndryshme, studimi i ekspert\u00ebve t\u00eb BSH-s\u00eb vler\u00ebson se prirja marxhinale p\u00ebr konsum ndaj t\u00eb ardhurave luhatet n\u00eb intervalin 0.14-0.17 %, nd\u00ebrsa ndaj pasuris\u00eb reale luhatet n\u00eb intervalin 0.01-0.06 %.<\/p>\n<p>Rezultatet luhaten n\u00eb var\u00ebsi t\u00eb mosh\u00ebs s\u00eb kryefamiljarit dhe t\u00eb karakteristikave t\u00eb familjes. K\u00ebshtu, vler\u00ebsimet tregojn\u00eb q\u00eb n\u00eb familjet ku mosha e kryefamiljarit \u00ebsht\u00eb n\u00eb intervalin 35-65 vje\u00e7, familjet jan\u00eb m\u00eb pak t\u00eb ndjeshme ndaj ndryshimit t\u00eb t\u00eb ardhurave, p\u00ebrkundrejt familjeve ku mosha e kryefamiljarit \u00ebsht\u00eb e re (posht\u00eb 35 vje\u00e7). Nd\u00ebrsa p\u00ebr familjet ku mosha e kryefamiljarit \u00ebsht\u00eb mbi 65 vje\u00e7, v\u00ebrehet nj\u00eb reagim m\u00eb i madh ndaj ndryshimeve t\u00eb pasuris\u00eb reale n\u00eb krahasim me grupet tjera. Vler\u00ebsimet jan\u00eb n\u00eb linj\u00eb me at\u00eb \u00e7far\u00eb modeli i ciklit t\u00eb jet\u00ebs sugjeron p\u00ebr sjelljen e konsumator\u00ebve.\/<strong>Monitor<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-163055\" src=\"https:\/\/hashtag.al\/wp-content\/uploads\/2018\/02\/popullsia-1.jpg\" alt=\"\" width=\"846\" height=\"464\" \/><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>Af\u00ebrisht 20 p\u00ebr qind e \u00e7do t\u00eb ardhure t\u00eb shtuar n\u00eb familjet shqiptare shkon n\u00eb konsum. Nj\u00eb studim i ekspert\u00ebve Elona Dushku, Ola \u00c7ami n\u00eb Bank\u00ebn s\u00eb Shqip\u00ebris\u00eb\u00a0 n\u00eb lidhje me p\u00ebrgjigjen e konsumit t\u00eb familjeve shqiptare ndaj ndryshimeve n\u00eb t\u00eb ardhura tregojn\u00eb nj\u00eb lidhje pozitive\u00a0 midis rritjes se t\u00eb ardhurave, vler\u00ebs s\u00eb sht\u00ebpis\u00eb dhe [&hellip;]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":30,"featured_media":176460,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-242900","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/242900","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/comments?post=242900"}],"version-history":[{"count":0,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/posts\/242900\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/media?parent=242900"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/categories?post=242900"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hashtag.al\/index.php\/wp-json\/wp\/v2\/tags?post=242900"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}